Archive for ‘Shopping’

September 18th, 2009

Ordering Gifts

After talking to Hubby on the phone for a few minutes on his break I’ve come to the conclusion that I don’t really need to over think the anniversary gift this year.  His suggestion was that instead of trying to surprise each other we just each order one thing we want. 

That kind of works out because I’d end up ordering my own gift anyway! LOL!  Every year Hubby asks me what I want, and then when it comes down to the last minute he normally says to pick something out and order it. 

The traditional anniversary gift list says we should be giving each other sugar.  LOL I’m pretty sure we’ll be trading some of that but not in the form they’re talking about!  The modern list says Amethysts are the gift of choice.  Well that’s a possibility, but we all know I’m not a big jewelry person.  There are a couple cute necklaces I’ve picked out from this month’s Avon catalog, but I think I might just end up ordering the super cute wall candle sconces I’ve been checking out and calling that my gift. My only issue there is deciding if I want this set or these.

I guess after 6 years we’ve fallen into a routine of anniversaries not being such a big deal anymore.  I was just hoping we’d make this one a kind of big deal this year simply because it’s our last anniversary as a twosome.  Next year we’ll be calling up one of the Grandmas to babysit just so we can head out to dinner and a movie or something.

July 16th, 2009

Shopping Online With Coupons

Save Money

 

http://www.flickr.com/photos/vinish/ / CC BY-SA 2.0

With the way things are around here these days financially I know I’m going to have to learn to find bargains in more places than normal.  I do clip coupons, but I haven’t been clipping them as often as I should.  I admit I got slack because I just didn’t have to worry about it at the time.  We had the cash we needed, and we were doing ok.

Now that we’re not only dealing with Hubby’s job status but the fact we’ve got a baby on the way I’m definitely going out of my way to use coupons.   One way we’ve learned to save is by taking advantage of the online sale prices that some stores run.  There are a lot of stores like Walmart that will offer better deals online than they offer in store, so you can not only find Walmart coupons to help you save cash, but you can also take advantage of the cheaper online pricing and free shipping to your local store!

If you’re the type of person who doesn’t feel like sitting down with the Sunday paper and a pair of scissors you don’t have to give up on saving money.  Remember coupon codes are all around us, and the power of saving with internet shopping is endless.

March 20th, 2009

Crazy Out There

Hubby and I headed out to grab dinner tonight, and I swear it was crazy out there.  I know places are going to be semi packed out around here on a Friday night around dinner time, but this just wasn’t normal.  It was 8pm on a Friday night, and even the parking lots of the fast food joints were overflowing…even Burger King which is normally absolutely dead.

I don’t know what was up, but some kind of event must have been going on somewhere.  It doesn’t even get that way on opening game day at Clemson.  I had really wanted food from a specific restaurant, but we gave up on trying to get in there.

We rode through town and eventually decided to just leave town and hit up Paw’s Diner, one of our little local hole in the wall places full of really good food, great prices, and friendly people.  I’m so glad we decided to eat there because I always forget how good the food there really is.

It’s one of those local places where you walk in the door and the waitress knows what you want to drink before you even find a table.  I ordered the $5 hamburger steak plate which is so large I can barely eat half of it at once.  I didn’t even touch my mac & cheese or my fried okra.  I’ve got a full plate left that will be great for lunch tomorrow.

We were going to go shopping after we ate, but that just wasn’t happening.  Lately my energy let has plummetted to 0 in the evenings, so I just did not have the energy to do so.  We swung into CVS for a few must have things, stopped by Hubby’s parent’s house, and headed home.

I do have to go shopping again tomorrow for another gift for another baby shower, so I’ll look at the luxury watch I want to get Hubby then. He really needs a new watch because I’m tired of him breaking all the cheap crappy ones my Grandma buys him. He has a really nice watch he got years ago, but the glass is cracked on it making it useless since you can’t read it. I may have to see how much it would cost me to get that one fixed if I can’t afford to buy him the one I want to get him.

Now I have to go get our tax stuff together. I’ve got most of it ready, but I have a few things I need to print out. We’ve finally got an appointment first thing in the morning to get them done, so now I get to find out how much we owe Uncle Sam. Don’t ya know I’m just so excited to find that out?

March 5th, 2009

Have You Changed Your Spending Habits?

We all know the economy is screwed right now.  There are millions out of work, and more losing their jobs on a daily basis. Today I’ve spent some time actually paying attention on Twitter to how many people are discussing the fact that they can’t find a job, have been laid off, or are having hours drastically cut at work.  There are so many people out there who can’t afford the basic necessities and others on the verge of finding themselves in the same situation.

We’re being told things are going to get better, but I just can’t comprehend that right now.  Things seem so bad I feel like it will be a long time before anything is better at all.  I just talked to a few friends to see if any of them are making any lifestyle changes due to the state of the economy, and I was surprised by the answers.

One friend told me he isn’t changing anything.  He’s actually spending more now than he was before the whole “crisis”.  He agrees job stability isn’t something anyone can count on these days, but he doesn’t think he should change his spending habits because of it.  I asked him what he’d do if he lost his job, and he simply said, “I’d sell everything on Ebay.”

That’s find and dandy in theory, but what if no one wants to buy what he has to sell?

A few other friends all said they’ve made changes in their spending habits.  One has started shopping in discount stores to save a little extra, using coupons, and searching for deals online like many of us already do.  Another said she’s started her own little garden so she doesn’t have to buy as much food.  I know many of them have done things like searching for cheap auto insurance, haggling with credit card companies to lower interest rates, and contacting cable and phone providers to ask for promotions.

There are tons of ways to save money all around us right now. One thing I’m doing is taking the time to ask stores to price match. I’ve done it before with the local bike dealership because they’ll price match any other dealership in the area to receive bike parts and tires cheaper, but I haven’t gone out of my way to ask other stores to do it until now.

Hubby’s aunt who lives in Alabama suggested we ask our local grocery store to price match weekly sales ads from other stores in the area. She’s been doing it for years, and it’s such a common practice in her area that the cashiers normally keep a stack of competing store ads at the register. Our local Ingles agreed to price match any weekly ads from the other local grocery chains including Buy 1 Get 1 Free promotions!  Add the coupons I use to that as well as other Advantage Card savings, and we’ve lowered our grocery bill by a good amount.

Walmart will also price match other store’s prices and some websites, but they will not price match their own website due to special promotions. Kmart will price match on some things but not others (at least at our store), and Lowes and Home Depot both price match. Found something you want to buy online? If it’s not something you need to purchase immediately consider emailing customer support to ask if they’ll be willing to price match another online store. I’ve done it many times in the past few weeks, and I haven’t been turned down yet. I’ve even had a couple online stores offer to price match sales promotions from local sales papers. I just had to scan and email them the sales paper!

Have you changed your spending habits or revamped your lifestyle to be lower cost? What are you doing to save money?