Yard Sales, Cranky Kids, and Insurance Costs

I woke up this morning on a mission to spend the day preparing for a yard sale, but hours later I have yet to accomplish anything. I’ve got a cranky teething little one who doesn’t want to leave my lap and a 4 year old who is whining just because her sister is, too.  *Sigh* My babies come first, so the yard sale stuff can wait.

I did manage to bribe them into letting me have a few minutes to work by giving them popsicles, so we’ll see how long that lasts. The rough draft for one of my freelance pieces is due this afternoon, so I really need to get that finished while they’re occupied, but I’m having a hard time concentrating on it at the moment.

Luckily it is almost finished because the Zillow alert for new home listings on my phone keeps going off and distracting me. It’s no secret we’re looking for a place to buy, but we’re still unsure of where to buy. We’re looking at places much closer to Ben’s job, and we want something that needs renovation but is still good enough to live in for now. I guess that’s one of the perks to being married to a carpenter. We can buy cheaper and renovate it into something we love, but we definitely have to settle on a location first.

The biggest issue is decided which start to live in. Ben’s job is close enough to the state line that we can purchase in SC or NC. I’m weighing the pros and cons of both states, and not just when it comes to home prices. I’m looking at school districts (I’m still unsure about public school or homeschooling), costs of living, even insurance rates because they vary so much between the two states.

I think I’m going to knock out this draft and start researching more on the insurance aspect of costs. I know I can’t get an exact quote based on living in NC unless we actually live there, but I can check out which doctors are in which networks. I know the doctor that was recommended to us in NC is in the BCBS network by looking at the doctor finder. I found it here when I was doing a little research last night, so I’ll look around to see if that site has anymore info for me.

If we choose to stay in SC we can stick with our current family doctor, so that’s a plus. The only issue is the cost of buying insurance out of pocket since we’re both contract employees. I really hate all this insurance mess.  Oh well, I’ll deal with it later.  It’s time to get my head in the game and get to work on this draft so I can prepare my yard sale items today, too.  I really need to downsize on the amount of stuff we have before I even consider moving!

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